{"id":22339,"date":"2021-02-22T11:20:21","date_gmt":"2021-02-22T16:20:21","guid":{"rendered":"https:\/\/caissebiz.thedev.ca\/?page_id=22339"},"modified":"2021-03-01T11:55:14","modified_gmt":"2021-03-01T16:55:14","slug":"transfer-your-balances","status":"publish","type":"page","link":"https:\/\/caissebiz.thedev.ca\/en\/transfer-your-balances\/","title":{"rendered":"Transfer Your Balances at 3.9%"},"content":{"rendered":"<h2>Terms and Conditions<\/h2>\n<p>Between March 1 and December 31, 2021, this special 3.9% annual interest rate applies to balance transfers<br \/>\non all consumer and business credit card accounts (Cash Back, Classic, Centra Gold, Travel Rewards Gold,<br \/>\nWorld Mastercard, Visa Infinite, No Fee Cash Back Business, Low Rate Business, Platinum Business<br \/>\nMastercard and Visa Infinite Business), except the US Dollar card.<\/p>\n<p>Please refer to your Cardholder Agreement for further details regarding Collabria credit cards. You can also<br \/>\naccess this agreement at <a href=\"https:\/\/www.collabriacreditcards.ca\/cardholder-agreement\">https:\/\/www.collabriacreditcards.ca\/cardholder-agreement<\/a> to see the agreement that<br \/>\napplies to the card of your choice.<\/p>\n<p><strong>BALANCE TRANSFER PROCESS<\/strong><br \/>\nBalance transfers can be requested after the cardholder receives and<br \/>\nactivates their card. They can initiate a balance transfer via MyCardInfo (online banking), at their branch or by<br \/>\ncontacting Cardholder Services. The cardholder requires the destination biller\/payee name as well as the<br \/>\naccount\/card# associated with the account. The minimum transfer amount without promotional offers is<br \/>\n$100.<\/p>\n<p><strong>BALANCE TRANSFER EXCLUSIVE OFFER<\/strong><br \/>\nThe special 3.9% annual interest rate for balance transfers is<br \/>\navailable for 90 days from the date of new account opening and applies for 6 months from the date of<br \/>\ntransfer. In order to receive this special 3.9% rate cardholder must apply promo code 2021 in the promo<br \/>\ncode field in MyCardInfo at time of performing balance transfer transaction. When the promotional rate<br \/>\nends, your standard interest rate will apply.<\/p>\n<p>The promo code 2021 can only be used during the promotional period on new accounts opened between<br \/>\nJanuary 2, 2021 \u2013 December 31, 2021. This offer may be withdrawn or ended at any time without prior<br \/>\nnotice. This offer applies to all consumer and business credit cards, except US Dollar card. Account credits<br \/>\non a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to<br \/>\na Collabria credit card.<\/p>\n<p>This promotional offer does not apply to transfers between Collabria accounts.** Please continue to make<br \/>\nyour regular payments on transferred accounts until you receive confirmation that the transfer has been<br \/>\ncompleted.<\/p>\n<p>In order to receive the special 3.9% annual interest rate for balance transfers, a minimum transfer amount of<br \/>\n$500 is required and you can transfer as many balances as your credit card limit allows, as long as first<br \/>\nbalance transfer is performed within 90 days of new account opening and as long as each transfer is $500 or<br \/>\nmore. The minimum transfer amount without promotional offers is $100. Review all terms and conditions for<br \/>\ncomplete details.<\/p>\n<p>**To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always<br \/>\nstated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a<br \/>\nbalance transfer to another Collabria-issued credit card.<\/p>\n<p>Collabria Financial Services Inc. (\u201cCollabria\u201d) is an independent entity from your credit union with no<br \/>\nownership interest in the other. If you choose to obtain Collabria credit card services through a referral<br \/>\nfrom your credit union, it will receive compensation from Collabria.<\/p>\n<p>The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.<br \/>\n*Trademark of Visa International Service Association and used under license.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions Between March 1 and December 31, 2021, this special 3.9% annual interest rate applies to balance transfers on all consumer and business credit card accounts (Cash Back, Classic, Centra Gold, Travel Rewards Gold, World Mastercard, Visa Infinite, No Fee Cash Back Business, Low Rate Business, Platinum Business Mastercard and Visa Infinite Business), [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/pages\/22339\/"}],"collection":[{"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/pages\/"}],"about":[{"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/types\/page\/"}],"author":[{"embeddable":true,"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/users\/13\/"}],"replies":[{"embeddable":true,"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/comments\/?post=22339"}],"version-history":[{"count":11,"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/pages\/22339\/revisions\/"}],"predecessor-version":[{"id":22418,"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/pages\/22339\/revisions\/22418\/"}],"wp:attachment":[{"href":"https:\/\/caissebiz.thedev.ca\/en\/wp-json\/wp\/v2\/media\/?parent=22339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}